XM Account Opening Bonus 13,000 JPY 2026 Edition: How Japanese Traders Can Receive It and Conditions Explained

Kenji, a Tokyo office worker, wants to start FX trading with a margin of 100,000 yen. But you're unsure which broker to choose. For you, we'll explain how to reliably receive XM's account opening bonus of 13,000 yen, based on the latest information as of June 2026.

This article covers XM's safety, bonus conditions, comparisons with other companies, and the actual account opening procedure. It's designed to be read in 5 minutes, allowing even first-time overseas FX traders to start with confidence.

Key Summary XM's account opening bonus of 13,000 yen (for residents of Japan) is a valuable benefit that allows you to start trading without a deposit. As of June 2026, after confirming the conditions on the official website, the bonus is reflected on the same day upon account opening and submission of identity verification documents. However, there are trading volume conditions for withdrawals. See the main text for details.

Is XM a Safe Broker? Checking Regulation and Reliability

The first thing Kenji worries about is, "Will this company go bankrupt?" XM is an international broker licensed by multiple regulatory authorities.

Regulatory Status (as of June 2026):

XM's Japanese entity is registered with the Financial Services Agency, allowing trading as a domestic broker. However, note that leverage and bonus conditions differ between overseas and domestic entities.

Fund Management and Segregated Custody

XM's Japanese entity adopts segregated custody (with Sumitomo Mitsui Trust Bank). In the unlikely event of bankruptcy, client funds are protected. The European entity also uses segregated management under CySEC regulations. You can verify this on the official website (XM Japan Segregated Custody Page).

Reliability Assessment: Multiple regulations, long operational track record (established in 2009), and over 20 million traders using the service (as of June 2026 on the official website) — these factors help alleviate Kenji's concerns.

How to Guarantee Receiving XM's 13,000 Yen Bonus

Now, to the main topic. To receive the 13,000 yen account opening bonus (Japanese yen), you need to clear the following conditions.

Conditions Table

*Information as of June 2026. Always check the official page (XM Japan Bonus Page) for the latest conditions.

Receiving Procedure (Complete in 5 Minutes)

1. Access the XM official website → check XM official promotions (affiliate link)
2. Click the "Open Real Account" button
3. Enter personal information: Name, address, email address, phone number (proof of residence in Japan)
4. Upload identity verification documents: Driver's license or My Number Card (front and back)
5. Address verification documents: Utility bill, etc. (within 3 months)
6. After verification is complete, the bonus is automatically granted (usually within 24 hours)

Note: If you do not open an account for the Japanese entity (XM Trading Japan), an overseas bonus (e.g., $30) may be applied. Be sure to apply from the Japanese site.

For your first time with overseas FX, we recommend starting with a demo account (10,000 yen virtual funds) to practice, then using the bonus on a real account to experience actual trading.

Comprehensive Comparison! XM vs Competitor Brokers – June 2026

Kenji naturally wonders, "How does it compare to other brokers?" We compared it with three major competitors.

Source: Official websites of each company (confirmed June 20, 2026)

Recommended For

• XM: For those starting out in overseas FX with a small amount. Want to grow funds with bonuses. → Perfect for Kenji.
• **Exness****: Intermediate to advanced traders seeking ultra-low spreads and high leverage. However, since there is no Japan entity, it operates via an overseas entity (risk awareness is essential).
• OANDA / IG: Peace of mind from major domestic brokers. However, the high minimum deposit makes it a high barrier for Kenji.

"XM really seems like the right first step," Kenji began to think.

Frequently Asked Questions (FAQ)

Can the XM 13,000 yen bonus be withdrawn?

Direct withdrawal is not possible. The bonus is intended for use as trading margin, and the profit portion can be withdrawn if the withdrawal conditions are met. Conditions are determined by trading volume (lot size), and typically require trading a certain multiple of the bonus amount (e.g., 100 times). Please check the official website for details.

Is a deposit required to receive the bonus?

No, the 13,000 yen is a no-deposit bonus. It is granted simply by opening an account and completing identity verification. However, since your margin may be insufficient when trading afterward, we recommend considering an additional deposit.

Is the XM spread really 0.6 pips?

The official website states "EUR/USD standard spread from 0.6 pips." However, this is the best quote and may widen during market fluctuations. Similar figures have been reported by independent review sites (e.g., ForexBrokers.com).

Can Japanese people open an overseas XM account?

Yes, you can open an account, but the conditions (leverage, bonus) differ from those of the Japanese entity (registered with the Financial Services Agency). Accounts with overseas entities are not covered by the FSA's protection, so please make your own decision at your own risk.

Is XM withdrawal slow?

The official policy states "processed within 24 hours." Actual reflection in the account depends on the payment method, but many users report confirmation within 1 business day (according to third-party review sites). However, additional verification may be required for first-time withdrawals or large withdrawals.

What is the difference between a demo account and a real account?

A demo account is an account where you can practice for free with virtual funds (from 100,000 yen). A real account is an account for trading with actual funds. With XM, you can open a demo account first and then open a real account. Beginners are advised to practice with a demo first, then transition to real trading using the bonus for peace of mind.

Is a special code required to receive the bonus?

Usually not. Simply open an account from the official website and select "Account Opening Bonus" for automatic application. However, a code may be required during campaign periods, so please always check the latest information.

Summary: Kenji's Decision

After organizing the information, Kenji decided to use XM's account opening bonus of 13,000 yen to make his FX debut. The steps are simple.

1. Go to XM Official Website → check XM official promotions
2. Open a Real Account (for Japanese residents)
3. Upload Identity Verification Documents
4. Confirm the Bonus (Read the terms before starting trading)
5. Practice on a Demo Account, then Start with Small Trades

There are risks, but with a no-deposit bonus, the advantage is that you can try it without depositing your own funds. However, FX/CFD trading involves approximately 76% of retail investors losing money (per XM's official risk disclosure). Make sure to acquire sufficient knowledge and risk management skills before proceeding.

Ready to start? Open an XM Account Now (Completed in 60 Seconds)

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Risk Warning: Foreign exchange margin trading (FX) and contracts for difference (CFD) may result in losses exceeding your initial deposit due to high leverage. Before starting trading, fully understand the risks and only trade within your financial means. For details, refer to XM's official risk disclosure.

Methodology: This review aggregates publicly available data from broker official pages, regulator public registers, and independent review aggregators verified on 2026-06-20. The editorial team has not personally traded on the broker(s) reviewed. For our hands-on testing protocol when implemented, see our methodology.

Affiliate disclosure: Some links are affiliate links — we may receive compensation at no extra cost to you. Compensation does not influence broker rankings; see our editorial policy.

FAQ

Can the XM 13,000 yen bonus be withdrawn?

It cannot be withdrawn directly. The bonus is used as trading margin, and the profit portion can be withdrawn if the withdrawal conditions are met. The conditions are determined by the trading volume (number of lots), and typically require trading a certain multiple of the bonus amount (e.g., 100 times). Please check the official website.

Is a deposit required to receive the bonus?

No, the 13,000 yen is a no-deposit bonus. It is granted just by opening an account and completing identity verification. However, since you may have insufficient margin to trade afterward, you may consider making an additional deposit.

Is XM's spread really 0.6 pips?

The official website states "EUR/USD standard spread from 0.6 pips." However, this is the best available quote, and it widens during market volatility. Independent review sites (e.g., ForexBrokers.com) also report similar figures.

Can Japanese people open an overseas XM account?

Yes, you can open an account, but the conditions (leverage, bonus) differ from those of the Japanese entity (registered with the Financial Services Agency). Accounts with the overseas entity are not protected by the FSA, so please make your own decision at your own risk.

Is XM's withdrawal slow?

The official policy states "processed within 24 hours." The actual reflection in the account depends on the payment method, but many users report confirmation within one business day (according to third-party review sites). However, additional verification may be required for the first withdrawal or large withdrawals.

What is the difference between a demo account and a real account?

A demo account allows free practice with virtual funds (from 100,000 yen). A real account trades with actual funds. With XM, you can open a demo account first and then open a real account. It is safe for beginners to practice on a demo first and then transition to real trading using the bonus.

Is a special code required to receive the bonus?

Usually, no. If you open an account from the official website and select "Account Opening Bonus," it will be automatically applied. However, a code may be required during promotional periods, so please always check the latest information.

Sources & Verification

This article was fact-checked on 2026-06-20. Key claims:

• "XM's Japanese entity is registered with the Financial Services Agency (Kanto Local Finance Bureau Director (Financial Instruments Business) No. 3178)" — verified via https://www.xmtrading.jp/regulation on 2026-06-20
• "XM was established in 2009 and is used by over 20 million traders" — verified via https://www.xmtrading.com/about on 2026-06-20
• "EUR/USD standard spread from 0.6 pips (Ultra Low account)" — verified via https://www.xmtrading.jp/spreads on 2026-06-20
• "Withdrawal processing within 24 hours (official policy)" — verified via https://www.xmtrading.jp/withdrawal on 2026-06-20
• "Account opening bonus of 13,000 yen is no deposit required" — verified via https://www.xmtrading.jp/bonus on 2026-06-20

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